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Fixing Credit the Right Way.
With Purpose.

Done-for-you credit repair backed by a real 90-day guarantee. For people who've had enough of guesswork and are ready for results they can take to the bank.

  • 90-Day money-back guarantee
  • No contracts. Cancel anytime.
  • Free 15-minute audit
Before 512 Poor
↓ 87 days with Credituity
After 764 Very Good
Rayleen C. Goodyear, AZ · Verified Client
+252
AS SEEN ON USA Today·Yahoo Finance·NerdWallet
Trusted with all three major bureaus
  • TransUnion
  • Experian
  • Equifax
  • SmartCredit
  • MyFICO

What We Challenge

See Why We're the Most Trusted Name in Credit Repair

We dispute and remove the accounts holding your score down — accurately, ethically, and aggressively.

  • Foreclosures
  • Student Loans
  • Late Payments
  • Bankruptcies
  • Collections
  • Judgments
  • Repossessions
  • Child Support
  • Charge-Offs
  • Medical Bills
  • Public Records
  • Hard Inquiries

Results vary by file. All items are challenged based on accuracy, compliance, and applicable laws.

How It Works

Three Steps Between You and a 700+ Score

Most clients see their first deletions in under 30 days. Here's the playbook.

  1. 01

    Free 15-Minute Audit

    Book a private call with Eli. We pull a soft 3-bureau report and walk you through exactly what's killing your score — and what's fixable.

    Book your audit →
  2. 02

    Custom Dispute Strategy

    We file legal-based challenges with all three bureaus and creditors using the FCRA, FDCPA, and Metro 2 — the same playbook lenders use against you.

  3. 03

    Watch Your Score Climb

    Live dashboard. Weekly updates. Most clients see 60–150+ points removed in 90 days — or your money back.

Eli Weldon, founder of Credituity
Eli Weldon Founder · Credituity

Meet Eli

The man behind the movement.

Eli Weldon built Credituity for the same reason most of his clients call him — he's been on the other side of "denied."

From the foothills of Goodyear, Arizona, Eli has helped hundreds of families repair what bad reporting, bad timing, and bad luck took from them. He doesn't promise. He delivers — backed by a 90-day money-back guarantee and a refusal to take on a client he can't help.

"Credit isn't a number — it's a doorway. My job is to unlock it." — Eli Weldon
Book a Call with Eli →

The Credituity Guarantee

90 Days. Real Results. Or Your Money Back.

If we don't deliver verifiable removals in 90 days, you get every dollar back. No fine print. No "processing fees." No conditions. This isn't a promise — it's the standard we hold ourselves to.

Claim your spot →

Real Clients · Real Results

Stories That Speak Louder Than We Ever Could

Rayleen C. Goodyear, AZ · @rayleencook
"From the 500s to the high 700s in under 90 days. Bought my dream Mercedes — no co-signer, no excuses."
Before 512
After 764
+252 in 87 days
Jacques R. Las Vegas, NV · @mafiosoofvegas
"Eli was honest from day one. 140+ points in 30 days. The transparency was the difference."
Before 548
After 692
+144 in 28 days
Justin & Danielle Phoenix, AZ · @ddelaney_mommy
"One credit decision changed our whole family. Sisters, mom, friends — everyone's in the 700s now."
Before 590
After 748
+158 in 75 days
Micayla T. Tempe, AZ · @micaylathorne
"265 points in 45 days. I keep refreshing my dashboard because it feels unreal."
Before 478
After 743
+265 in 45 days
Ryan B. Scottsdale, AZ · @ryanbusiness
"Credit restored AND $100K in business funding approved. This was a game-changer."
Before 602
After 781
+179 in 68 days
Sulem C. Mesa, AZ · @sulemcalderon
"80+ point jump in under 30 days. Eli does what he says he'll do."
Before 612
After 698
+86 in 22 days

By the Numbers

Receipts, Not Promises.

  • $0M+ Collections Deleted
  • $0M+ Business Funding Secured
  • 0+ Late Payments Removed
  • 0+ Bankruptcies Deleted
  • 0+ Student Loans Deleted
  • 0+ Repossessions Deleted

Choose Your Path

Plans Built for Where You Are Right Now

Whether you want full done-for-you service or a sponsored seat — there's a path for you.

The Credituity Blueprint

Our flagship done-for-you repair program — for clients who want the most aggressive, fastest results.

  • Custom dispute strategy
  • Legal-based escalations (FCRA / FDCPA / Metro 2)
  • Priority processing
  • 1-on-1 guidance with Eli
  • Live client dashboard
  • 90-day money-back guarantee
Learn More →

Project 500 — Sponsorship

For hand-selected clients facing real hardship. Same playbook, reduced-cost access.

  • Need-based application
  • Reduced enrollment
  • Same Credituity standards
  • Limited seats per month
  • Mentorship from Eli
  • No one left behind
Apply Now →

Why Credituity

Four Things We Refuse to Compromise On

Say Goodbye to Bad Credit

We remove inaccurate, outdated, and unverifiable negatives — using the same federal laws lenders rely on.

Own Your Financial Future

Education-first coaching. You learn what to do, what to avoid, and how to keep your score climbing.

Build a Business That Thrives

Once your personal credit is bulletproof, we help unlock business funding — up to 6 figures.

Real Talk. Real Results.

No upsells. No fake urgency. If we can't help, we'll tell you on the first call.

The Credituity Movement

For everyone who's been overlooked, counted out, or told "no."

We lead with purpose. We stand on results. Credituity exists to put real credit power back where it belongs — in the hands of the people the system left behind.

Join the Movement →

Questions, Answered

What people ask before booking.

How fast will I see results?

Most clients see their first deletions within 30 days, with major score movement by day 60–90. Every file is different, but our 90-day guarantee means if you don't see results, you don't pay.

What does Credituity actually do?

We challenge inaccurate, outdated, and unverifiable items on your TransUnion, Experian, and Equifax reports using the FCRA, FDCPA, and Metro 2 compliance laws — the same federal frameworks lenders rely on.

Is credit repair legal?

Yes. You have the legal right under the Fair Credit Reporting Act to dispute anything inaccurate, outdated, or unverifiable. We just do it faster, smarter, and more effectively than a DIY approach.

How is Credituity different from credit repair "apps"?

Apps send generic, templated disputes that bureaus auto-reject. We file custom, legally-supported challenges and escalations with each bureau and creditor — and you get a real human (Eli) overseeing your case.

What does it cost?

We have programs for every budget — from full done-for-you Blueprint enrollment to sponsored Project 500 seats. Pricing is shared on your free 15-minute audit so we can recommend what fits your situation.

What if it doesn't work?

90-day money-back guarantee. If we don't deliver verifiable removals in 90 days, you get every dollar back. No fine print.

Do you work with clients outside Arizona?

Yes — we serve clients in all 50 states. Everything is handled remotely from our Goodyear, AZ office.

Will this hurt my credit short-term?

No. Disputing inaccurate items doesn't lower your score. In most cases, the deletions only help.

Insights & Guidance

Clear, honest insights for long-term financial growth.

Credituity Insights · May 2026

Hello world!

Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

Read the Article →

Your move.

Your 700+ credit score is one conversation away.

Book your free 15-minute audit with Eli. We'll show you exactly what's holding your score back — and how fast we can fix it. No card. No pressure.

Backed by the Credituity 90-Day Money-Back Guarantee.